Financing

We can assist with all types of loan, financing and security matters, including:

• Facilitating lending and borrowing transactions;
• Preparing agreements, including loan and credit agreements, commitment letters and offers to finance; 
• Negotiating financing arrangements and inter-creditor agreements; 
• Structuring loans and security; 
• Securing interests in all types of property, including on personal property, intellectual property, land and leases (for example, security agreements, mortgages, debentures, collateral security, and guarantees); 
• Conducting and reporting on due diligence searches; 
• Registering and perfecting security in the Saskatchewan Land Titles Registry, the Saskatchewan Personal Property Registry, the Ministry of Energy and Resources, the Bank Act, and certain extra-jurisdictions registries; 
• Advising private and foreign lenders on financial licensing and reporting requirements; 
• Assessing trust and beneficial and nominee ownership structures, particularly in relation to real property loans; 
• Reviewing corporate borrower records and preparing corporate authorizations and certificates;  
• Preparing and negotiating legal opinions; and 
• Advising on personal property collateral priority rules

We have significant experience in national transactions that have a Saskatchewan element.  Our team works seamlessly with law firms from outside the province to provide cost-efficient added value. 

We have in-depth knowledge of unique Saskatchewan farm land and farming security issues, including farmland ownership matters and applications to the Farm Land Security Board.